Other than conventional type of hazards, Computers and other electronic items are prone to various types of accidental damage. The Electronic Equipment insurance policy provides All Risk cover for this type of equipment. Both hardware and software can be considered for cover. Cover is also available for increased cost of working following damage to the equipment and (clerical) costs incurred for reinstatement of lost data.

Varying considerations may be applicable while effecting cover for portable equipment like laptops, palmtops etc. In case these items are insured under a Fire policy, there could be possible duplication in certain areas of cover eliminating which could be economical.

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